{"id":2169,"date":"2024-07-10T11:53:40","date_gmt":"2024-07-10T14:53:40","guid":{"rendered":"https:\/\/censys.com.ar\/?p=2169"},"modified":"2024-07-11T15:52:24","modified_gmt":"2024-07-11T18:52:24","slug":"el-factor-diferenciador-para-el-futuro-desarrollo-del-mercado-de-creditos","status":"publish","type":"post","link":"https:\/\/censys.com.ar\/en\/el-factor-diferenciador-para-el-futuro-desarrollo-del-mercado-de-creditos\/","title":{"rendered":"El factor diferenciador para el futuro desarrollo del mercado de cr\u00e9ditos"},"content":{"rendered":"<section  class='av_textblock_section av-lyfxk1kx-09992bc594c63974bffc68fb3bbabb04'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h1><span style=\"color: #003366;\">UN FACTOR DIFERENCIADOR PARA EL FUTURO DESARROLLO DEL MERCADO DE PRESTAMOS<\/span><\/h1>\n<p>En los \u00faltimos a\u00f1os, los Bancos en Argentina est\u00e1n experimentado <a href=\"https:\/\/censys.com.ar\/en\/el-desafio-de-la-banca-y-los-servicios-financieros\/\">una fuerte transformaci\u00f3n en sus negocios<\/a>, con necesidad creciente de una respuesta \u00e1gil y eficiente, de alto valor para el cliente y una r\u00e1pida adaptaci\u00f3n a los cambios del mercado y las regulaciones. \u00bfCu\u00e1l es el factor diferenciador para el futuro desarrollo del mercado de pr\u00e9stamos?<img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-2173 size-medium\" src=\"https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/casa-300x200.jpg\" alt=\"Crecimiento del mercado de pr\u00e9stamos\" width=\"300\" height=\"200\" srcset=\"https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/casa-300x200.jpg 300w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/casa-1030x687.jpg 1030w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/casa-768x512.jpg 768w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/casa-1536x1025.jpg 1536w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/casa-2048x1366.jpg 2048w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/casa-18x12.jpg 18w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/casa-1500x1001.jpg 1500w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/casa-705x470.jpg 705w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>Con el nuevo panorama de la econom\u00eda, el desarrollo de productos de pr\u00e9stamos se plantea en forma creciente como una de las l\u00edneas estrat\u00e9gicas de negocio. La profundizaci\u00f3n de un modelo de intermediaci\u00f3n financiera, en un marco de mayor estabilidad, traer\u00e1 aparejada la oportunidad del crecimiento de esta operatoria.<\/p>\n<p>Tan solo ver que el volumen actual en Argentina en comparaci\u00f3n con el PBI, representa el 10% de los niveles que tiene Chile o Brasil, expone el potencial de crecimiento.<\/p>\n<p>En este sentido, los Bancos deben contar con plataformas de sistemas flexibles y con tecnolog\u00edas que faciliten la generaci\u00f3n de esta oferta. As\u00ed ser\u00e1 posible capitalizar los canales digitales y la interconexi\u00f3n con servicios de terceros, para ajustar la oferta de acuerdo a las oportunidades del mercado.<\/p>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-2174 size-medium\" src=\"https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/business-man-looking-mobile-scaled-e1720621369547-203x300.jpg\" alt=\"Canales digitales\" width=\"203\" height=\"300\" srcset=\"https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/business-man-looking-mobile-scaled-e1720621369547-203x300.jpg 203w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/business-man-looking-mobile-scaled-e1720621369547-698x1030.jpg 698w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/business-man-looking-mobile-scaled-e1720621369547-768x1134.jpg 768w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/business-man-looking-mobile-scaled-e1720621369547-1041x1536.jpg 1041w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/business-man-looking-mobile-scaled-e1720621369547-1387x2048.jpg 1387w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/business-man-looking-mobile-scaled-e1720621369547-8x12.jpg 8w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/business-man-looking-mobile-scaled-e1720621369547-1016x1500.jpg 1016w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/business-man-looking-mobile-scaled-e1720621369547-478x705.jpg 478w, https:\/\/censys.com.ar\/wp-content\/uploads\/2024\/07\/business-man-looking-mobile-scaled-e1720621369547.jpg 1659w\" sizes=\"auto, (max-width: 203px) 100vw, 203px\" \/><\/h3>\n<h3><span style=\"color: #003366;\">La soluci\u00f3n<\/span><\/h3>\n<p>Censys posee una plataforma flexible y de r\u00e1pida implementaci\u00f3n. Esto le da a las entidades financieras la oportunidad de crear y operar productos de pr\u00e9stamos con m\u00faltiples variables, simular operaciones y generar l\u00edneas de cr\u00e9dito, de acuerdo al dise\u00f1o que cada operatoria requiera. Esta capacidad, unida a su plataforma de distribuci\u00f3n de canales digitales e interconexi\u00f3n de sus servicios a trav\u00e9s de APIs, brinda una ventaja competitiva para potenciar el negocio y expandir su distribuci\u00f3n en el mercado.<\/p>\n<p>En s\u00edntesis, la operatoria de pr\u00e9stamos ser\u00e1 estrat\u00e9gica en esta nueva etapa del negocio de las entidades financieras. Contar con la tecnolog\u00eda adecuada, otorga un factor diferenciador tanto en t\u00e9rminos de producto, llegada al cliente, interrelaci\u00f3n con el mercado y \u201ctime to market\u201d. Censys puede ayudarlo a concretar y potenciar esta oportunidad en forma diferencial.<\/p>\n<\/div><\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2169","post","type-post","status-publish","format-standard","hentry","category-sin-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El factor diferenciador para el futuro desarrollo del mercado de cr\u00e9ditos | Censys<\/title>\n<meta name=\"description\" content=\"En los \u00faltimos a\u00f1os, los Bancos en Argentina est\u00e1n experimentado una fuerte transformaci\u00f3n en sus negocios. Censys\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/censys.com.ar\/en\/el-factor-diferenciador-para-el-futuro-desarrollo-del-mercado-de-creditos\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El factor diferenciador para el futuro desarrollo del mercado de cr\u00e9ditos | Censys\" \/>\n<meta property=\"og:description\" content=\"En los \u00faltimos a\u00f1os, los Bancos en Argentina est\u00e1n experimentado una fuerte transformaci\u00f3n en sus negocios. 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