{"id":1354,"date":"2020-12-10T08:46:58","date_gmt":"2020-12-10T11:46:58","guid":{"rendered":"https:\/\/censys.com.ar\/?p=1354"},"modified":"2021-01-12T09:49:42","modified_gmt":"2021-01-12T12:49:42","slug":"el-dilema-de-la-digitalizacion-de-los-servicios-financieros","status":"publish","type":"post","link":"https:\/\/censys.com.ar\/en\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/","title":{"rendered":"El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros"},"content":{"rendered":"<section  class='av_textblock_section av-av_textblock-ef7fdae6b3b86bd1e5936ff9fbb8ffa2'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"reader-author-info__container-wrapper\">\n<div class=\"reader-author-info__container reader-author-info__container--reactions-enable\">\n<div id=\"ember3290\" class=\"display-flex align-items-center justify-space-between ember-view\">\n<div id=\"ember3291\" class=\"artdeco-entity-lockup artdeco-entity-lockup--size-4 ember-view\">\n<div id=\"ember3298\" class=\"reader-author-info__content artdeco-entity-lockup__content ember-view\">\n<div id=\"ember3301\" class=\"artdeco-entity-lockup__subtitle ember-view\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"ember3307\" class=\"ember-view\">\n<div class=\"reader-article-content\" dir=\"ltr\"><\/div>\n<\/div>\n<\/div><\/section>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb2q80d8-a586fe5e1888e24cd50accf93c9e010a\">\n.avia-section.av-kb2q80d8-a586fe5e1888e24cd50accf93c9e010a{\nbackground-color:#0083c1;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-kb2q80d8-a586fe5e1888e24cd50accf93c9e010a main_color avia-section-default avia-no-border-styling  avia-builder-el-1  el_after_av_textblock  el_before_av_one_full  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1354'><div class='entry-content-wrapper clearfix'><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1354'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8unw1-a6fa7d5d0694eff525a4b2dcca959d51\">\n.flex_column.av-8unw1-a6fa7d5d0694eff525a4b2dcca959d51{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-8unw1-a6fa7d5d0694eff525a4b2dcca959d51 av_one_full  avia-builder-el-2  el_after_av_section  el_before_av_one_full  avia-builder-el-first  first flex_column_div av-zero-column-padding'     ><section  class='av_textblock_section av-kb2r8lee-cf247712ff211bcee3d5693103c7676c'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: left;\"><span style=\"color: #0083c1;\"><strong>El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros<\/strong><\/span><\/h2>\n<h4 style=\"text-align: left;\"><span style=\"color: #808080;\"><strong>Por Ricardo Javier Neme, Vicepresidente de Censys<\/strong><\/span><\/h4>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cm8ah-d51f7ba60af7851d829b32414d8592d5\">\n.flex_column.av-cm8ah-d51f7ba60af7851d829b32414d8592d5{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-cm8ah-d51f7ba60af7851d829b32414d8592d5 av_one_full  avia-builder-el-4  el_after_av_one_full  el_before_av_hr  first flex_column_div av-zero-column-padding  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb2rha1i-bc6e0ac98b2fb798a19bf1cf5d1f279e\">\n.avia-image-container.av-kb2rha1i-bc6e0ac98b2fb798a19bf1cf5d1f279e img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-kb2rha1i-bc6e0ac98b2fb798a19bf1cf5d1f279e .av-caption-image-overlay-bg{\nopacity:0.4;\nbackground-color:#0083c1;\n}\n.avia-image-container.av-kb2rha1i-bc6e0ac98b2fb798a19bf1cf5d1f279e .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-kb2rha1i-bc6e0ac98b2fb798a19bf1cf5d1f279e av-styling-no-styling avia-align-center  avia-builder-el-5  avia-builder-el-no-sibling  av-mini-hide noHover av-overlay-hover-deactivate'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><div class=\"av-image-caption-overlay\"><div class=\"av-caption-image-overlay-bg\"><\/div><div class=\"av-image-caption-overlay-position\"><div class=\"av-image-caption-overlay-center\"><\/div><\/div><\/div><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1356 avia-img-lazy-loading-not-1356 avia_image' src=\"https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4.jpg\" alt='' title='Foto_NotaDigitalizacion_4'  height=\"468\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4.jpg 1000w, https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4-300x140.jpg 300w, https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4-768x359.jpg 768w, https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4-705x330.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><\/div><div  class='hr av-14aa9-37ad29abfd8d039873aace4da8e9a0a4 hr-default  avia-builder-el-6  el_after_av_one_full  el_before_av_textblock'><span class='hr-inner'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb2qc3jx-f4eea303f18d9f3b7c0314ebf6214820\">\n#top .av_textblock_section.av-kb2qc3jx-f4eea303f18d9f3b7c0314ebf6214820 .avia_textblock{\ncolor:#515151;\n}\n<\/style>\n<section  class='av_textblock_section av-kb2qc3jx-f4eea303f18d9f3b7c0314ebf6214820'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><div class=\"reader-author-info__container-wrapper\">\n<div class=\"reader-author-info__container reader-author-info__container--reactions-enable\">\n<div id=\"ember3290\" class=\"display-flex align-items-center justify-space-between ember-view\">\n<div class=\"flex-shrink-zero\">Con la aceleraci\u00f3n de la digitalizaci\u00f3n de 2020, los Bancos se encuentran frente al desaf\u00edo de acelerar la redefinici\u00f3n de sus sistemas de informaci\u00f3n e infraestructura para avanzar hacia los modelos de plataforma de servicios.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"ember3307\" class=\"ember-view\">\n<div class=\"reader-article-content\" dir=\"ltr\">\n<p>Pero, \u00bfCu\u00e1l es la velocidad de adaptaci\u00f3n a ese cambio? Lejos de un cambio abrupto y riesgoso, la modernizaci\u00f3n progresiva es una alternativa que el mercado est\u00e1 adoptando para migrar hacia el mundo digital.<\/p>\n<p>En muchos casos, el camino directo a la digitalizaci\u00f3n es visto por los ejecutivos como necesidad de m\u00e1s recursos, riesgos de implementaci\u00f3n o dificultades de encontrar el socio tecnol\u00f3gico confiable que entienda y potencie su negocio.<\/p>\n<p>El Reporte global de Capgemini<a href=\"https:\/\/www.capgemini.com\/news\/world-retail-banking-report-2020\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">\u00a0World Retail Banking Report 2020<\/a><strong>\u00a0<\/strong>es un informe que revela las tendencias y necesidades del sector bancario en un a\u00f1o tan convulsionado como este. Desde el punto de los usuarios, el reporte concluye que los clientes esperan recibir de sus proveedores financieros una experiencia digital integral.<\/p>\n<p>Responder a estas necesidades a\u00fan es un desaf\u00edo para los bancos tradicionales. La tecnolog\u00eda aparece como una cuesti\u00f3n central a resolver. El reporte indica la opini\u00f3n de los ejecutivos bancarios sobre los aspectos de cambio de los sistemas core tradicionales hacia lo nuevo.<\/p>\n<p>En ese sentido, m\u00e1s del 75% de los ejecutivos indic\u00f3 que los procesos manuales y la falta de integraci\u00f3n entre los distintos servicios utilizados, no s\u00f3lo generan duplicaciones innecesarias, sino que obstaculizan la personalizaci\u00f3n de los servicios.<\/p>\n<p>Por otro lado, 6 de cada 10 ejecutivos afirman que lanzar un nuevo producto demora entre uno y dos a\u00f1os si se trabaja en solitario.<\/p>\n<p>Otro aspecto importante son los costos. El informe remarca que el 62% de los ejecutivos reconoci\u00f3 que se encuentran frente a altos costos de mantenimiento IT producto de haber priorizado beneficios de corto plazo frente a la sostenibilidad del negocio a largo plazo.<\/p>\n<p>La arquitectura de sistemas de base de cada Banco plantea un diferencial para adaptarse a este nuevo formato y modelo de negocios digital. Contar con un Core, estabilizado, con alto nivel de integraci\u00f3n, facilidad de interconexi\u00f3n y bajo costo de operaci\u00f3n, resulta clave para acortar los tiempos y alinearse con el modelo de transformaci\u00f3n requerido.<\/p>\n<p>Este escenario marca que en lugar de iniciar cambios repentinos e implementaciones riesgosas, un buen camino para los bancos es la modernizaci\u00f3n evolutiva que permita dar pasos concretos con soluciones probadas para funciones cr\u00edticas e ir transformando sus canales y servicios capitalizando adecuadamente las facilidades del mundo digital.<\/p>\n<p>Se deber\u00e1 operar sobre la plataforma digital y el n\u00facleo en forma integral, a fin de optimizar estructuralmente los costos de operaci\u00f3n y flexibilidad de respuesta. De otro modo, podr\u00edamos correr el riesgo de construir sobre una base que no solo multiplique nuestros costos sino tambi\u00e9n nos genere importantes limitaciones a futuro.<\/p>\n<p>En conclusi\u00f3n, el camino de transformaci\u00f3n se debe establecer con un equilibrio entre la visi\u00f3n de largo plazo y los objetivos de corto plazo, esto permitir\u00e1 dar la respuesta estructural que la Banca requiere.<\/p>\n<p>El dilema se basa en poder construir sobre bases s\u00f3lidas las que nos aseguren\u00a0 la capacidad de crecer y exponenciar las alternativas de servicio.<\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n<div  class='hr av-14aa9-37ad29abfd8d039873aace4da8e9a0a4 hr-default  avia-builder-el-8  el_after_av_textblock  el_before_av_one_fourth'><span class='hr-inner'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div class='flex_column_table av-kb2rwft4-e11257590c365e4a65e870b647f1e5fa sc-av_one_fourth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb2rwft4-e11257590c365e4a65e870b647f1e5fa\">\n.flex_column.av-kb2rwft4-e11257590c365e4a65e870b647f1e5fa{\nborder-radius:0px 0px 0px 0px;\npadding:5px 10px 5px 5px;\nbackground-color:rgba(78,79,82,0.01);\n}\n<\/style>\n<div  class='flex_column av-kb2rwft4-e11257590c365e4a65e870b647f1e5fa av_one_fourth  avia-builder-el-9  el_after_av_hr  el_before_av_one_fourth  first flex_column_table_cell av-equal-height-column av-align-top'     ><section  class='av_textblock_section av-kb2s6mfz-ab2a5d51a3477925750ecf4fcde45dbe'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><\/h4>\n<h4 style=\"text-align: right;\"><span style=\"color: #878787;\">Comparte esta nota en tus redes<\/span><\/h4>\n<\/div><\/section><\/div>\n<div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb2rwft4-cbbf2c91e652db1b93e4a183a5619ae9\">\n.flex_column.av-kb2rwft4-cbbf2c91e652db1b93e4a183a5619ae9{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:rgba(78,79,82,0.44);\n}\n<\/style>\n<div  class='flex_column av-kb2rwft4-cbbf2c91e652db1b93e4a183a5619ae9 av_one_fourth  avia-builder-el-11  el_after_av_one_fourth  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding'     ><div  class='av-social-sharing-box av-kb2ruq6h-0d70ba48331dfa94bddb073be70d282b av-social-sharing-box-minimal  avia-builder-el-12  avia-builder-el-no-sibling  av-social-sharing-box-fullwidth'><div class=\"av-share-box\"><ul class=\"av-share-box-list noLightbox\"><li class='av-share-link av-social-link-facebook' ><a target=\"_blank\" aria-label=\"Share on Facebook\" href='https:\/\/www.facebook.com\/sharer.php?u=https:\/\/censys.com.ar\/en\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/&#038;t=El%20Dilema%20de%20la%20Digitalizaci%C3%B3n%20de%20los%20Servicios%20Financieros' aria-hidden='false' data-av_icon='\ue8f3' data-av_iconfont='entypo-fontello' title='' data-avia-related-tooltip='Share on Facebook' rel=\"noopener\"><span class='avia_hidden_link_text'>Share on Facebook<\/span><\/a><\/li><li class='av-share-link av-social-link-twitter' ><a target=\"_blank\" aria-label=\"Share on X\" href='https:\/\/twitter.com\/share?text=El%20Dilema%20de%20la%20Digitalizaci%C3%B3n%20de%20los%20Servicios%20Financieros&#038;url=https:\/\/censys.com.ar\/en\/?p=1354' aria-hidden='false' data-av_icon='\ue932' data-av_iconfont='entypo-fontello' title='' data-avia-related-tooltip='Share on X' rel=\"noopener\"><span class='avia_hidden_link_text'>Share on X<\/span><\/a><\/li><li class='av-share-link av-social-link-whatsapp' ><a target=\"_blank\" aria-label=\"Share on WhatsApp\" href='https:\/\/api.whatsapp.com\/send?text=https:\/\/censys.com.ar\/en\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/' aria-hidden='false' data-av_icon='\uf232' data-av_iconfont='entypo-fontello' title='' data-avia-related-tooltip='Share on WhatsApp' rel=\"noopener\"><span class='avia_hidden_link_text'>Share on WhatsApp<\/span><\/a><\/li><li class='av-share-link av-social-link-linkedin' ><a target=\"_blank\" aria-label=\"Share on LinkedIn\" href='https:\/\/linkedin.com\/shareArticle?mini=true&#038;title=El%20Dilema%20de%20la%20Digitalizaci%C3%B3n%20de%20los%20Servicios%20Financieros&#038;url=https:\/\/censys.com.ar\/en\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/' aria-hidden='false' data-av_icon='\ue8fc' data-av_iconfont='entypo-fontello' title='' data-avia-related-tooltip='Share on LinkedIn' rel=\"noopener\"><span class='avia_hidden_link_text'>Share on LinkedIn<\/span><\/a><\/li><li class='av-share-link av-social-link-mail' ><a  aria-label=\"Share by Mail\" href='mailto:?subject=El%20Dilema%20de%20la%20Digitalizaci%C3%B3n%20de%20los%20Servicios%20Financieros&#038;body=https:\/\/censys.com.ar\/en\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/' aria-hidden='false' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' title='' data-avia-related-tooltip='Share by Mail'><span class='avia_hidden_link_text'>Share by Mail<\/span><\/a><\/li><\/ul><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":1356,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[21,33,16,32],"class_list":["post-1354","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mercado","tag-bancos","tag-capgemini","tag-censys","tag-core-banking"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros | Censys<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/censys.com.ar\/en\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros | Censys\" \/>\n<meta property=\"og:url\" content=\"https:\/\/censys.com.ar\/en\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/\" \/>\n<meta property=\"og:site_name\" content=\"Censys\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CensysArgentina\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-10T11:46:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-01-12T12:49:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"468\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"maxi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"maxi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/\"},\"author\":{\"name\":\"maxi\",\"@id\":\"https:\\\/\\\/censys.com.ar\\\/#\\\/schema\\\/person\\\/36a8d268315c270e7782cc40e580113a\"},\"headline\":\"El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros\",\"datePublished\":\"2020-12-10T11:46:58+00:00\",\"dateModified\":\"2021-01-12T12:49:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/\"},\"wordCount\":1325,\"publisher\":{\"@id\":\"https:\\\/\\\/censys.com.ar\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/censys.com.ar\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/Foto_NotaDigitalizacion_4.jpg\",\"keywords\":[\"Bancos\",\"Capgemini\",\"Censys\",\"core banking\"],\"articleSection\":[\"Mercado\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/\",\"url\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/\",\"name\":\"El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros | Censys\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/censys.com.ar\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/censys.com.ar\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/Foto_NotaDigitalizacion_4.jpg\",\"datePublished\":\"2020-12-10T11:46:58+00:00\",\"dateModified\":\"2021-01-12T12:49:42+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/#primaryimage\",\"url\":\"https:\\\/\\\/censys.com.ar\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/Foto_NotaDigitalizacion_4.jpg\",\"contentUrl\":\"https:\\\/\\\/censys.com.ar\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/Foto_NotaDigitalizacion_4.jpg\",\"width\":1000,\"height\":468},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/censys.com.ar\\\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\\\/\\\/censys.com.ar\\\/inicio\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/censys.com.ar\\\/#website\",\"url\":\"https:\\\/\\\/censys.com.ar\\\/\",\"name\":\"Censys\",\"description\":\"Core Bancario + Soluci\u00f3n Digital para su negocio financiero\",\"publisher\":{\"@id\":\"https:\\\/\\\/censys.com.ar\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/censys.com.ar\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/censys.com.ar\\\/#organization\",\"name\":\"Censys\",\"url\":\"https:\\\/\\\/censys.com.ar\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/censys.com.ar\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/censys.com.ar\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/censys-logo.png\",\"contentUrl\":\"https:\\\/\\\/censys.com.ar\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/censys-logo.png\",\"width\":220,\"height\":60,\"caption\":\"Censys\"},\"image\":{\"@id\":\"https:\\\/\\\/censys.com.ar\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CensysArgentina\\\/\",\"https:\\\/\\\/www.instagram.com\\\/censys_\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/censys-sa\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/censys.com.ar\\\/#\\\/schema\\\/person\\\/36a8d268315c270e7782cc40e580113a\",\"name\":\"maxi\",\"url\":\"https:\\\/\\\/censys.com.ar\\\/en\\\/author\\\/maxi\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros | Censys","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/censys.com.ar\/en\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/","og_locale":"en_US","og_type":"article","og_title":"El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros | Censys","og_url":"https:\/\/censys.com.ar\/en\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/","og_site_name":"Censys","article_publisher":"https:\/\/www.facebook.com\/CensysArgentina\/","article_published_time":"2020-12-10T11:46:58+00:00","article_modified_time":"2021-01-12T12:49:42+00:00","og_image":[{"width":1000,"height":468,"url":"https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4.jpg","type":"image\/jpeg"}],"author":"maxi","twitter_card":"summary_large_image","twitter_misc":{"Written by":"maxi","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/#article","isPartOf":{"@id":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/"},"author":{"name":"maxi","@id":"https:\/\/censys.com.ar\/#\/schema\/person\/36a8d268315c270e7782cc40e580113a"},"headline":"El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros","datePublished":"2020-12-10T11:46:58+00:00","dateModified":"2021-01-12T12:49:42+00:00","mainEntityOfPage":{"@id":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/"},"wordCount":1325,"publisher":{"@id":"https:\/\/censys.com.ar\/#organization"},"image":{"@id":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/#primaryimage"},"thumbnailUrl":"https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4.jpg","keywords":["Bancos","Capgemini","Censys","core banking"],"articleSection":["Mercado"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/","url":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/","name":"El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros | Censys","isPartOf":{"@id":"https:\/\/censys.com.ar\/#website"},"primaryImageOfPage":{"@id":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/#primaryimage"},"image":{"@id":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/#primaryimage"},"thumbnailUrl":"https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4.jpg","datePublished":"2020-12-10T11:46:58+00:00","dateModified":"2021-01-12T12:49:42+00:00","breadcrumb":{"@id":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/#primaryimage","url":"https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4.jpg","contentUrl":"https:\/\/censys.com.ar\/wp-content\/uploads\/2020\/12\/Foto_NotaDigitalizacion_4.jpg","width":1000,"height":468},{"@type":"BreadcrumbList","@id":"https:\/\/censys.com.ar\/el-dilema-de-la-digitalizacion-de-los-servicios-financieros\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/censys.com.ar\/inicio\/"},{"@type":"ListItem","position":2,"name":"El Dilema de la Digitalizaci\u00f3n de los Servicios Financieros"}]},{"@type":"WebSite","@id":"https:\/\/censys.com.ar\/#website","url":"https:\/\/censys.com.ar\/","name":"Censys","description":"Core Bancario + Soluci\u00f3n Digital para su negocio financiero","publisher":{"@id":"https:\/\/censys.com.ar\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/censys.com.ar\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/censys.com.ar\/#organization","name":"Censys","url":"https:\/\/censys.com.ar\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/censys.com.ar\/#\/schema\/logo\/image\/","url":"https:\/\/censys.com.ar\/wp-content\/uploads\/2023\/10\/censys-logo.png","contentUrl":"https:\/\/censys.com.ar\/wp-content\/uploads\/2023\/10\/censys-logo.png","width":220,"height":60,"caption":"Censys"},"image":{"@id":"https:\/\/censys.com.ar\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CensysArgentina\/","https:\/\/www.instagram.com\/censys_","https:\/\/www.linkedin.com\/company\/censys-sa"]},{"@type":"Person","@id":"https:\/\/censys.com.ar\/#\/schema\/person\/36a8d268315c270e7782cc40e580113a","name":"maxi","url":"https:\/\/censys.com.ar\/en\/author\/maxi\/"}]}},"_links":{"self":[{"href":"https:\/\/censys.com.ar\/en\/wp-json\/wp\/v2\/posts\/1354","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/censys.com.ar\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/censys.com.ar\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/censys.com.ar\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/censys.com.ar\/en\/wp-json\/wp\/v2\/comments?post=1354"}],"version-history":[{"count":0,"href":"https:\/\/censys.com.ar\/en\/wp-json\/wp\/v2\/posts\/1354\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/censys.com.ar\/en\/wp-json\/wp\/v2\/media\/1356"}],"wp:attachment":[{"href":"https:\/\/censys.com.ar\/en\/wp-json\/wp\/v2\/media?parent=1354"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/censys.com.ar\/en\/wp-json\/wp\/v2\/categories?post=1354"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/censys.com.ar\/en\/wp-json\/wp\/v2\/tags?post=1354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}